CardCash FAQs

I don’t have a debit card. Can I participate in CardCash?

You must have a debit card to participate in CardCash. If you do not have a debit card, talk to your Beehive representative about acquiring one.


What are CardCash Earnings?

You will accumulate CardCash Earnings for every qualifying non-PIN debit card purchase you make that exceeds the monthly minimum spend threshold of $700 after enrollment in CardCash.


What is the limit on my CardCash Earnings?

You can earn UNLIMITED cash back per annual reward period from the date of enrollment.


What are qualifying non-PIN debit card purchases?

Only debit card purchases processes as credit (or non-PIN) are eligible. You may or may not be asked to sign a receipt. Transactions processed through debit networks (i.e., PIN-less, electronic withdrawals using the ACH system, point-of-sale PIN transactions, ATM transactions, checks, wire transfers, deposits, transfers) do not count. You must exceed a minimum of $700 in non-PIN debit card purchases each monthly period to begin qualifying for your CardCash Earnings for that period. These puchases must post and clear your account within the period in order to qualify. Please refer to the Terms & Conditions for more details.


Do online purchases qualify as non-PIN debit card purchases?

Yes, typically. Online purchases are usually processed through the credit card network and therefore would be eligible.


How do I earn my CardCash Earnings?

Once you have registered for CardCash your debit card will automatically begin accumulating CardCash Earnings for every qualifying non-PIN debit card purchase. These purchases can be for any dollar amount. You must exceed a minimum of $700 in non-PIN debit card purchases each monthly period to begin qualifying for your CardCash Earnings for that period.


How do I check my CardCash Earnings?

In order to check your CardCash Earnings, you must provide your email address. CardCash Earning are reported to you via monthly eStatements from CardCash. You can also log in at www.CardCash.us to check your CardCash Earnings. If you do not have an email address, you can visit any Beehive branch for more information.

What if I have more than one debit card tied to my checking account?

Qualifying non-PIN debit card purchases from all debit cards tied to your checking account will collectively count toward your CardCash Earnings. You must exceed a minimum of $700 in non-PIN debit card purchases each monthly period to begin qualifying for your CardCash Earnings for that period.


What if I have more than once checking account?

CardCash Earnings are accrued separately for each checking account. You can earn UNLIMITED cash back per annual reward period on each of your checking accounts for all qualifying non-PIN debit card purchases.


How will I receive my CardCash Earnings

Your CardCash Earnings will be paid within 30 days of your Cash Back Reward Date after all qualified non-PIN debit card purchases from your Cash Back Reward period are processed. You CardCash Earnings will be automatically credited to your checking account. You will receive an earnings alert email notifying you of your CardCash Reward. Refer to the Terms & Conditions for more details.


Will my CardCash eStatement arrive at the same time as my checking account statement?

You will receive a monthly eStatement with up-to-date CardCash Earnings once the transaction file is processed from Beehive Federal Credit Union. Transaction files are process monthly once received from Beehive and are based on your CardCash enrollment date.


How do I view the current month’s transactions in CardCash?

You may log in to your account at www.CardCash.us. Your debit card transactions are not reflected in real time. You will receive a monthly eStatment with the previous period’s transaction information once the file from Beehive Federal Credit Union has been processed.


I would like to receive my CardCash eStatement at more than one email address. How do I add an addition email address to my account?

Only one email address may be registered per CardCash account. Additionally, an email address may only be used for one CardCash account.


I closed my checking account. Will I still receive my CardCash Earnings?

CardCash Earnings are not considered earned until they are actually paid. Therefore, if you close your personal checking account before the CardCash Earnings are deposited into your account, you will forfeit your CardCash Earnings.


How are my CardCash Earnings calculated?

Qualified purchases will earn cash back as follows per earnings period:

Qualified Monthly Purchases Rewards Rate
$700.01 – $1,200.00 1.00%
$1,200.01 – $1,700.00 0.50%
$1,700.01 and higher 0.25%

Maximum UNLIMITED annual cash back earning applies.

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