| Rate |
8.99% - 14.99% |
12.99% - 18.00% |
| Rewards |
None |
1 point/$; seasonal promotions |
| Rewards Expire |
N/A |
Points expire after 5 years |
| Annual Fee |
$0 |
$0 |
| Payment |
2.5% of balance monthly |
2.5% of balance monthly |
| Late Fee |
Lesser of $25 or 5% of payment |
Lesser of $25 or 5% of payment |
| Balance Transfers |
Yes, no fee |
Yes, no fee |
| Cash Advance |
Yes, 1% higher, no fee |
Yes, 1% higher, no fee |
| Foreign Transaction Fee |
$0 |
$0 |
| Replacement Card Fee |
$10 |
$10 |
| Authorized Signers Allowed |
Up to 10 cards per account |
Up to 10 cards per account |
| Auto Rental Insurance |
Included |
Included |
| Daily Limit |
$10,000/day |
$10,000/day |
| Card Price |
1st 4 free, then $10/card |
1st 4 free, then $10/card |
