| Feature | True Blue | True Blue Rewards |
|---|---|---|
| Rate | 8.99% - 14.99% | 12.99% - 18.00% |
| Rewards | None | 1 point/$; seasonal promotions |
| Rewards Expire | N/A | Points expire after 5 years |
| Annual Fee | $0 | $0 |
| Payment | 2.5% of balance monthly | 2.5% of balance monthly |
| Late Fee | Lesser of $25 or 5% of payment | Lesser of $25 or 5% of payment |
| Balance Transfers | Yes, no fee | Yes, no fee |
| Cash Advance | Yes, 1% higher, no fee | Yes, 1% higher, no fee |
| Foreign Transaction Fee | $0 | $0 |
| Replacement Card Fee | $10 | $10 |
| Authorized Signers Allowed | Up to 10 cards per account | Up to 10 cards per account |
| Auto Rental Insurance | Included | Included |
| Daily Limit | $10,000/day | $10,000/day |
| Card Price | 1st 4 free, then $10/card | 1st 4 free, then $10/card |
