Vehicle LoansRate (Percent)Term (months)
Auto (2020 or newer) 3.35%48
Auto (2020 or newer)3.45%60
Auto (2012-2019)3.45%48
Auto (2012-2019)3.55%60
Auto (2020 or newer)3.65%72
Auto (2012-2019)3.75%72
Auto (2011 and older)4.70%36
Auto (2011 and older)4.80%48
Auto (2011 and older)4.90%60
ConsumerRate (Percent)Term (months)
ATV4.70%36
Credit Card Cash Advance9.90%
Credit Card Purchase8.90%
Offroad Cycles4.70%36
Overdraft Line of Credit17.50%
Piano4.15%36
RV and Boat3.75%48
RV and Boat3.85%60
RV and Boat4.05%72
RV and Boat4.55%84
RV and Boat4.75%96
RV and Boat4.95%108
RV and Boat5.15%120
RV and Boat5.40%132
RV and Boat5.65%144
Share Secured2.00%
Snow Machine4.70%36
Street Bike4.15%36
Unsecured9.05%12
MortgageRate (Percent)Term (months)
3/1 ARM120, 180, 360
15 year fixed rate special180
5 year3.990%60
HELOC (Variable Rate)*4.750%12, 24, 36, 48, 60, 72, 84, 96, 108, 120
5/5 ARM4.375%120, 180, 360
7 year4.250%84
5 year (Second Mortgage)4.490%60
7/1 ARM4.500%120, 180, 360
Residential Construction 4.750%16
10 year4.625%120
10/1 ARM4.625%120, 180, 360
7 year (Second Mortgage)4.750%84
15 year4.750%180
15/1 ARM4.750%120,180,360
15 year (first mortgage)4.375%180
10 year (Second Mortgage)5.125%120
30 year (First Mortgage)5.000%360
15 year (Second Mortgage)5.250%180
Residential Building Lot (15 year - Fixed Rate) 6.250%
Savings AccountRate (Percent)Term (months)
Bridal Registry
Escrow Savings0.05%
Unlimited Transaction Savings0.05%
Dedicated Savings0.10%
Regular Savings0.10%
Coverdell Education Savings Account (CESA)0.20%
Idaho Medical Savings0.20%
IRA Savings0.20%
Missionary Savings Account3.00%
Pocket Change Account3.00%
$500-24,999$25,000-49,999$50,000-74,999$75,000-99,999$100,000+
3 Month0.15%0.15%0.20%0.20%0.25%
6 Month0.50%0.50%0.55%0.55%0.60%
12 Month0.70%0.70%0.75%0.75%0.80%
15 Month Special*2.00%2.00%2.05%2.05%2.10%
18 Month0.70%0.70%0.75%0.75%0.80%
24 Month1.25%1.25%1.30%1.30%1.35%
30 Month Special**2.50%2.50%2.55%2.55%2.60%
36 Month2.25%2.25%2.30%2.30%2.35%
48 Month2.15%2.15%2.20%2.20%2.25%
60 Month2.05%2.05%2.10%2.10%2.15%

*Special requires direct payroll deposit, checking account, and active debit card. Call 208-656-1000 for details.
*15 month special is for new money only
**30 Month Special is for new money and rollovers. No broker funds and no early withdrawal rollovers. Must have direct deposit and checking account with active debit card.
Deposit AmountRate (Percent)Term (months)
$0-2,4990.10%
$2,500-4,9990.20%
$5,000-24,9990.20%
$25,000-49,9990.25%
$50,000+0.40%
 
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