Vehicle Loans | Rate (Percent) | Term (months) |
---|---|---|
Auto (2022 or newer) | 6.190% | 48 |
Auto (2022 or newer) | 6.290% | 60 |
Auto (2014-2021) | 6.29% | 48 |
Auto (2014-2021) | 6.390% | 60 |
Auto (2022 or newer) | 6.490% | 72 |
Auto (2014-2021) | 6.59% | 72 |
Auto (2013 and older) | 7.54% | 36 |
Auto (2013 and older) | 7.64% | 48 |
Auto (2013 and older) | 7.74% | 60 |
Consumer | Rate (Percent) | Term (months) |
---|---|---|
ATV | 8.10% | 36 |
Credit Card Cash Advance | 9.90% | |
Credit Card Purchase | 8.900% | |
Offroad Cycles | 8.10% | 36 |
Overdraft Line of Credit | 17.50% | |
Piano | 7.55% | 36 |
RV and Boat | 7.100% | 48 |
RV and Boat | 7.20% | 60 |
RV and Boat | 7.40% | 72 |
RV and Boat | 7.90% | 84 |
RV and Boat | 8.10% | 96 |
RV and Boat | 8.30% | 108 |
RV and Boat | 8.500% | 120 |
RV and Boat | 8.75% | 132 |
RV and Boat | 9.00% | 144 |
Share Secured | 2.00% | |
Snow Machine | 8.10% | 36 |
Street Bike | 7.55% | 36 |
Unsecured | 11.55% | 12 |
Conventional Rates | Rate (Percent) |
---|---|
15 year (First Mortgage) | 5.375% |
30 year (First Mortgage) | 6.250% |
Government Loan Rates | |
USDA Rural Development 30-year | 5.500% |
Short-Term Morgage Rates | |
5 year | 6.625% |
7 year | 6.75% |
10 year | 6.875% |
15 year | 6.99% |
ARM Rates (Adjustable Rate Mortgage) | |
7/1 ARM | 6.875% |
10/1 ARM | 7.00% |
15/1 ARM | 7.00% (Termed over 20 years) |
Home Equity Mortgage Rates | |
5 year (Second Mortgage) | 7.125% |
7 year (Second Mortgage) | 7.250% |
10 year (Second Mortgage) | 7.375% |
15 year (Second Mortgage) | 7.490% |
Home Equity Line of Credit (HELOC) | 7.50% (Variable Rate) |
Construction and Lot Loan Rates | Residential Building Lot (15 year - Fixed Rate) | 7.740% |
Construction Loan | 7.250% |
Savings Account | Rate (Percent) | |
---|---|---|
Bridal Registry | ||
Escrow Savings | 0.05% | |
Unlimited Transaction Savings | 0.05% | |
Dedicated Savings | 0.10% | |
Regular Savings | 0.10% | |
Youth Savings | 0.10% | |
Coverdell Education Savings Account (CESA) | 0.20% | |
Idaho Medical Savings | 0.20% | |
IRA Savings | 0.20% | |
Missionary Savings Account | 3.000% | |
Pocket Change Account | 3.00% |
Term | Rate APY |
---|---|
3 Month | 2.00% |
5 Month Special* | 4.60% |
6 Month | 4.60% |
12 Month | 4.40% |
18 Month | 4.10% |
24 Month | 4.00% |
36 Month | 3.70% |
48 Month | 3.70% |
60 Month | 3.65% |
*5 Month Special - No broker funds.
Deposit Amount | Rate (Percent) |
---|---|
$0 - $4,999 | 0.20% |
$5,000 - $24,999 | 0.50% |
$25,000 - $49,999 | 1.00% |
$50,000 - $99,999 | 1.50% |
$100,000 - $249,999 | 2.75% |
$250,000 - $499,999 | 2.75% |
$500,000 - $999,999 | 2.75% |
$1,000,000+ | 4.50% |