Vehicle LoansRate (Percent)Term (months)
Auto (2020 or newer) 5.75%48
Auto (2020 or newer)5.85%60
Auto (2012-2019)5.85%48
Auto (2012-2019)5.95%60
Auto (2020 or newer)6.05%72
Auto (2012-2019)6.15%72
Auto (2011 and older)7.10%36
Auto (2011 and older)7.20%48
Auto (2011 and older)7.30%60
ConsumerRate (Percent)Term (months)
Credit Card Cash Advance9.90%
Credit Card Purchase8.90%
Offroad Cycles6.85%36
Overdraft Line of Credit17.50%
RV and Boat5.70%48
RV and Boat5.80%60
RV and Boat6.00%72
RV and Boat6.50%84
RV and Boat6.70%96
RV and Boat6.90%108
RV and Boat7.10%120
RV and Boat7.35%132
RV and Boat7.60%144
Share Secured2.00%
Snow Machine6.85%36
Street Bike6.30%36
MortgageRate (Percent)
3/1 ARM
15 year fixed rate special
5 year5.750%
HELOC (Variable Rate)*6.250%
5/5 ARM5.750%
7 year5.875%
5 year (Second Mortgage)6.250%
7/1 ARM5.875%
Residential Construction 6.125%
10 year6.000%
10/1 ARM6.000%
7 year (Second Mortgage)6.375%
15 year6.125%
15/1 ARM6.125%
15 year (first mortgage)5.250%
10 year (Second Mortgage)6.500%
30 year (First Mortgage)5.875%
15 year (Second Mortgage)6.625%
Residential Building Lot (15 year - Fixed Rate) 7.625%
Savings AccountRate (Percent)Term (months)
Bridal Registry
Escrow Savings0.05%
Unlimited Transaction Savings0.05%
Dedicated Savings0.10%
Regular Savings0.10%
Coverdell Education Savings Account (CESA)0.20%
Idaho Medical Savings0.20%
IRA Savings0.20%
Missionary Savings Account3.00%
Pocket Change Account3.00%
3 Month0.40%0.40%0.45%0.45%0.50%
6 Month1.05%1.05%1.10%1.10%1.15%
12 Month2.25%2.25%2.30%2.30%2.35%
15 Month Special*4.05%4.05%4.10%4.10%4.15%
18 Month2.50%2.50%2.55%2.55%2.60%
22 Month Special**4.25%4.25%4.30%4.30%4.35%
24 Month2.75%2.75%2.80%2.80%2.85%
30 Month Special***4.25%4.25%4.30%4.30%4.35%
36 Month3.25%3.25%3.30%3.30%3.35%
48 Month2.75%2.75%2.80%2.80%2.85%
60 Month2.50%2.50%2.55%2.55%2.60%

*Special requires direct payroll deposit, checking account, and active debit card. Call 208-656-1000 for details.

*15 month special is a one time bump and is for new money only.

**22 Month Special is for new money and rollovers but no early withdrawal option.

***30 Month Special is a one time bump and is for new money and rollovers. No broker funds and no early withdrawal rollovers. Must have direct deposit and checking account with active debit card.

Deposit AmountRate (Percent)Term (months)
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