| Vehicle Loans | Rate (Percent) | Term (months) |
|---|---|---|
| Auto (2022 or newer) | 6.690% | 48 |
| Auto (2022 or newer) | 6.790% | 60 |
| Auto (2014-2021) | 6.79% | 48 |
| Auto (2014-2021) | 6.890% | 60 |
| Auto (2022 or newer) | 6.990% | 72 |
| Auto (2014-2021) | 7.09% | 72 |
| Auto (2013 and older) | 8.04% | 36 |
| Auto (2013 and older) | 8.14% | 48 |
| Auto (2013 and older) | 8.24% | 60 |
| Consumer | Rate (Percent) | Term (months) |
|---|---|---|
| ATV | 8.10% | 36 |
| Credit Card Cash Advance | 9.90% | |
| Credit Card Purchase | 8.900% | |
| Offroad Cycles | 8.10% | 36 |
| Overdraft Line of Credit | 17.50% | |
| Piano | 7.55% | 36 |
| RV and Boat | 7.100% | 48 |
| RV and Boat | 7.20% | 60 |
| RV and Boat | 7.40% | 72 |
| RV and Boat | 7.90% | 84 |
| RV and Boat | 8.10% | 96 |
| RV and Boat | 8.30% | 108 |
| RV and Boat | 8.500% | 120 |
| RV and Boat | 8.75% | 132 |
| RV and Boat | 9.00% | 144 |
| Share Secured | 2.00% | |
| Snow Machine | 8.10% | 36 |
| Street Bike | 7.55% | 36 |
| Unsecured | 11.55% | 12 |
| Conventional Rates | Rate (Percent) |
|---|---|
| 15 year (First Mortgage) | 4.750% |
| 30 year (First Mortgage) | 5.490% |
| Government Loan Rates | |
| USDA Rural Development 30-year | 4.875% |
| Short-Term Morgage Rates | |
| 5 year | 7.125% |
| 7 year | 7.00% |
| 10 year | 7.125% |
| 15 year | 7.50% |
| ARM Rates (Adjustable Rate Mortgage) | |
| 7/1 ARM | 7.625% |
| 10/1 ARM | 7.75% |
| 15/1 ARM | 7.75% (Termed over 20 years) |
| Home Equity Mortgage Rates | |
| 5 year (Second Mortgage) | 7.490% |
| 7 year (Second Mortgage) | 7.500% |
| 10 year (Second Mortgage) | 7.500% |
| 15 year (Second Mortgage) | 8.000% |
| Home Equity Line of Credit (HELOC) | 8.25% (Variable Rate) |
| Lot Loan Rates | Residential Building Lot (15 year - Fixed Rate) | 8.500% |
| Savings Account | Rate (Percent) | |
|---|---|---|
| Bridal Registry | ||
| Escrow Savings | 0.05% | |
| Unlimited Transaction Savings | 0.05% | |
| Dedicated Savings | 0.10% | |
| Regular Savings | 0.10% | |
| Youth Savings | 0.10% | |
| Coverdell Education Savings Account (CESA) | 0.20% | |
| Idaho Medical Savings | 0.20% | |
| IRA Savings | 0.20% | |
| Missionary Savings Account | 3.000% | |
| Pocket Change Account | 3.00% |
| $500-24,999 | $25,000-49,999 | $50,000-74,999 | $75,000-99,999 | $100,000+ | |
|---|---|---|---|---|---|
| 3 Month | 2.00% APY | 2.00% APY | 2.05% APY | 2.05% APY | 2.10% APY |
| 5 Month Special* | 5.10% APY | 5.10% APY | 5.10% APY | 5.10% APY | 5.10% APY |
| 6 Month | 4.00% APY | 4.00% APY | 4.05% APY | 4.05% APY | 4.10% APY |
| 12 Month | 4.50% APY | 4.50% APY | 4.55% APY | 4.55% APY | 4.60% APY |
| 15 Month Special** | 4.70% APY | 4.70% APY | 4.75% APY | 4.75% APY | 4.80% APY |
| 18 Month | 4.50% APY | 4.50% APY | 4.55% APY | 4.55% APY | 4.60% APY |
| 22 Month Special*** | 4.50% APY | 4.50% APY | 4.55% APY | 4.55% APY | 4.60% APY |
| 24 Month | 4.25% APY | 4.25% APY | 4.30% APY | 4.30% APY | 4.35% APY |
| 36 Month | 3.85% APY | 3.85% APY | 3.90% APY | 3.90% APY | 3.95% APY |
| 48 Month | 3.70% APY | 3.70% APY | 3.75% APY | 3.75% APY | 3.80% APY |
| 60 Month | 3.70% APY | 3.70% APY | 3.75% APY | 3.75% APY | 3.80% APY |
*5 Month Special - No broker funds.
**15 Month Special is a one-time bump certificate and is for new money and rollovers. No broker funds.
***22 Month Special is a one-time bump certificate and for new money and rollovers. No broker funds.
| Deposit Amount | Rate (Percent) |
|---|---|
| $0 - $4,999 | 0.20% |
| $5,000 - $24,999 | 0.50% |
| $25,000 - $49,999 | 1.00% |
| $50,000 - $99,999 | 1.50% |
| $100,000 - $249,999 | 2.75% |
| $250,000 - $499,999 | 2.75% |
| $500,000 - $999,999 | 2.75% |
| $1,000,000+ | 4.50% |