Vehicle LoansRate (Percent)Term (months)
Auto (2020 or newer) 3.35%48
Auto (2020 or newer)3.45%60
Auto (2012-2019)3.45%48
Auto (2012-2019)3.55%60
Auto (2020 or newer)3.65%72
Auto (2012-2019)3.75%72
Auto (2011 and older)4.70%36
Auto (2011 and older)4.80%48
Auto (2011 and older)4.90%60
ConsumerRate (Percent)Term (months)
ATV4.70%36
Credit Card Cash Advance9.90%
Credit Card Purchase8.90%
Offroad Cycles4.70%36
Overdraft Line of Credit17.50%
Piano4.15%36
RV and Boat3.75%48
RV and Boat3.85%60
RV and Boat4.05%72
RV and Boat4.55%84
RV and Boat4.75%96
RV and Boat4.95%108
RV and Boat5.15%120
RV and Boat5.40%132
RV and Boat5.65%144
Share Secured2.00%
Snow Machine4.70%36
Street Bike4.15%36
Unsecured9.05%12
MortgageRate (Percent)Term (months)
3/1 ARM120, 180, 360
15 year fixed rate special180
5 year3.750%60
HELOC (Variable Rate)*4.000%12, 24, 36, 48, 60, 72, 84, 96, 108, 120
5/5 ARM4.000%120, 180, 360
7 year4.125%84
5 year (Second Mortgage)4.250%60
7/1 ARM4.375%120, 180, 360
Residential Construction 4.375%16
10 year4.500%120
10/1 ARM4.500%120, 180, 360
7 year (Second Mortgage)4.625%84
15 year4.625%180
15/1 ARM4.625%120,180,360
15 year (First Mortgage)4.750%180
10 year (Second Mortgage)5.000%120
15 year (Second Mortgage)5.125%180
30 year (First Mortgage)5.500%360
Residential Building Lot (15 year - Fixed Rate) 6.125%
Savings AccountRate (Percent)Term (months)
Bridal Registry
Escrow Savings0.05%
Unlimited Transaction Savings0.05%
Dedicated Savings0.10%
Regular Savings0.10%
Coverdell Education Savings Account (CESA)0.20%
Idaho Medical Savings0.20%
IRA Savings0.20%
Missionary Savings Account3.00%
Pocket Change Account3.00%
$500-24,999$25,000-49,999$50,000-74,999$75,000-99,999$100,000+
3 Month0.150.150.20.20.25
6 Month0.20.20.250.250.3
12 Month0.30.30.350.350.4
18 Month0.30.30.350.350.4
24 Month0.50.50.550.550.6
30 Month Special**0.550.550.60.60.65
36 Month0.550.550.60.60.65
48 Month0.750.750.80.80.85
60 Month0.850.850.90.90.95
Deposit AmountRate (Percent)Term (months)
$0-2,4990.10%
$2,500-4,9990.10%
$5,000-24,9990.10%
$25,000-49,9990.15%
$50,000+0.20%
 
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