Vehicle Loans | Rate (Percent) | Term (months) |
---|---|---|
Auto (2021 or newer) | 6.50% | 48 |
Auto (2021 or newer) | 6.60% | 60 |
Auto (2013-2020) | 6.60% | 48 |
Auto (2013-2020) | 6.70% | 60 |
Auto (2021 or newer) | 6.80% | 72 |
Auto (2013-2020) | 6.90% | 72 |
Auto (2012 and older) | 7.85% | 36 |
Auto (2012 and older) | 7.95% | 48 |
Auto (2012 and older) | 8.05% | 60 |
Consumer | Rate (Percent) | Term (months) |
---|---|---|
ATV | 8.10% | 36 |
Credit Card Cash Advance | 9.90% | |
Credit Card Purchase | 8.90% | |
Offroad Cycles | 8.10% | 36 |
Overdraft Line of Credit | 17.50% | |
Piano | 7.55% | 36 |
RV and Boat | 7.10% | 48 |
RV and Boat | 7.20% | 60 |
RV and Boat | 7.40% | 72 |
RV and Boat | 7.90% | 84 |
RV and Boat | 8.10% | 96 |
RV and Boat | 8.30% | 108 |
RV and Boat | 8.50% | 120 |
RV and Boat | 8.75% | 132 |
RV and Boat | 9.00% | 144 |
Share Secured | 2.00% | |
Snow Machine | 8.10% | 36 |
Street Bike | 7.55% | 36 |
Unsecured | 11.55% | 12 |
Conventional Rates | Rate (Percent) |
---|---|
30 year (First Mortgage) | 6.500% |
15 year (First Mortgage) | 5.875% |
Government Loan Rates | |
USDA Rural Development 30-year | 6.000% |
Short-Term Morgage Rates | |
5 year | 5.875% |
7 year | 5.990% |
10 year | 5.990% |
15 year | 6.125% |
ARM Rates (Adjustable Rate Mortgage) | |
5/5 ARM | 6.125% |
7/1 ARM | 6.375% |
10/1 ARM | 6.625% |
15/1 ARM | 6.625% (Termed over 20 years) |
Home Equity Mortgage Rates | |
5 year (Second Mortgage) | 6.375% |
7 year (Second Mortgage) | 6.490% |
10 year (Second Mortgage) | 6.490% |
15 year (Second Mortgage) | 6.625% |
Home Equity Line of Credit (HELOC) | 7.750% (Variable Rate) |
Construction and Lot Loan Rates | |
Residential Construction | 6.990% |
Residential Building Lot (15 year - Fixed Rate) | 7.625% |
Savings Account | Rate (Percent) | |
---|---|---|
Bridal Registry | ||
Escrow Savings | 0.05% | |
Unlimited Transaction Savings | 0.05% | |
Dedicated Savings | 0.10% | |
Regular Savings | 0.10% | |
Youth Savings | 0.10% | |
Coverdell Education Savings Account (CESA) | 0.20% | |
Idaho Medical Savings | 0.20% | |
IRA Savings | 0.20% | |
Missionary Savings Account | 3.00% | |
Pocket Change Account | 3.00% |
$500-24,999 | $25,000-49,999 | $50,000-74,999 | $75,000-99,999 | $100,000+ | |
---|---|---|---|---|---|
3 Month | 2.00% | 2.00% | 2.05% | 2.05% | 2.10% |
5 Month Special* | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
6 Month | 4.00% | 4.00% | 4.05% | 4.05% | 4.10% |
12 Month | 4.55% | 4.55% | 4.60% | 4.60% | 4.65% |
15 Month Special** | 4.75% | 4.75% | 4.80% | 4.80% | 4.85% |
18 Month | 4.70% | 4.70% | 4.75% | 4.75% | 4.80% |
22 Month Special*** | 4.50% | 4.50% | 4.55% | 4.55% | 4.60% |
24 Month | 4.25% | 4.25% | 4.30% | 4.30% | 4.35% |
36 Month | 3.50% | 3.50% | 3.55% | 3.55% | 3.60% |
48 Month | 3.50% | 3.50% | 3.55% | 3.55% | 3.60% |
60 Month | 3.75% | 3.75% | 3.80% | 3.80% | 3.85% |
*Special requires direct payroll deposit, checking account, and active debit card. Call 208-656-1000 for details.
*5 Month Special is for new money and rollovers. No broker funds.
**15 Month Special is a one-time bump certificate and is for new money and rollovers. No broker funds.
***22 Month Special is a one-time bump certificate and for new money and rollovers. No broker funds.
Deposit Amount | Rate (Percent) | Term (months) | |
---|---|---|---|
$0-2,499 | 0.10% | ||
$2,500-4,999 | 0.20% | ||
$5,000-24,999 | 0.50% | ||
$25,000-49,999 | 1.00% | ||
$50,000 - $99,999 | 1.50% | ||
$100,000+ | 2.00% |