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Certificates of Deposit

Why a CD?

Certificates of Deposit (CD) are a simple way of investing your savings. You agree to keep a certain amount of money in an account for a certain amount of time and are rewarded with a higher rate of return than our savings accounts. The chart below shows the different terms and rates of our CDs.

3 Month0.
6 Month0.
12 Month0.30.30.350.350.4
18 Month0.30.30.350.350.4
24 Month0.50.50.550.550.6
30 Month Special**0.550.550.60.60.65
36 Month0.550.550.60.60.65
48 Month0.750.750.80.80.85
60 Month0.850.850.90.90.95

*These rates also apply to the Term Certificates for IRA’s, SEP Plans, and Coverdell Education Savings Accounts. Minimum balance is $500 for Term Certificates.

**Special requires direct payroll deposit, checking account, and active debit card. Call 208-656-1000 for details.

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