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Home Purchase

Buying a Home?

Buying a home can be a daunting process. Beehive Federal Credit Union is the #1 mortgage lender in Madison County. That means we are the experts on Home loans in East Idaho.

What Are Your Needs?

Everyone has a different story. Maybe you are a first time home buyer, a refinancer, upgrading to make room for the family. Whatever it is, let Beehive’s experts help you get the mortgage that is right for you.

Estimate Your Mortgage Payments


THE Mortgage Calculator

Input

$.00
$.00
4%
0%20%
30years
15years30years

Estimated Monthly Mortgage Payment

Buying a Home?

Buying a home can be a daunting process. Beehive Federal Credit Union is the #1 mortgage lender in Madison County. That means we are the experts on Home loans in East Idaho.

What Are Your Needs?

Everyone has a different story. Maybe you are a first time home buyer, a refinancer, upgrading to make room for the family. Whatever it is, let Beehive’s experts help you get the mortgage that is right for you.

Estimate Your Mortgage Payments


THE Mortgage Calculator (Mobile)

Input

$.00
$.00
4%
0%20%
30years
15years30years

Estimated Monthly Mortgage Payment

Let’s move from pre-qualified to pre-approved today!


Begin your application by clicking Apply Now. Here are the documents we’ll need next:

  1. One Month Paystub
  2. Two Year Federal Tax Returns
  3. Three Month Bank Statements

Beehive offers mortgages, including in areas covered by flood insurance requirements. The National Flood Insurance Program (NFIP) is a Federal program providing flood insurance, floodplain management, and the development of flood hazard zones. Flood insurance is required by federal law for members borrowing funds in high-risk zones.

Can I get out of the requirement to have flood insurance? Members can hire a qualified surveyor to perform an elevation certificate on their home. This certificate can be sent with an application to FEMA for a letter of Map Amendment (LOMA). LOMA is an official amendment, by letter, to an effective NFIP map. A LOMA establishes a property’s location in relation to the Special Flood Hazard Area (SFHA). LOMAs are usually issued because a property has been inadvertently mapped as being in the floodplain, but is actually on natural high ground above the base flood elevation. Because a LOMA officially amends the effective NFIP map, it is a public record that the community must maintain.

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