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Toll Free: (800) 972-4483
Land Loans, Made Simple
with rates as low as 6.99%*
Land Loans, Made Simple
with rates as low as 6.99%*
Beehive Land Loans - Dream It, Build It.
Thinking about buying land? Whether you’re dreaming of building a home or simply investing in raw land, Beehive Federal Credit Union offers flexible land loan options to help make it happen. Take advantage of:
- Competitive Rates- Enjoy fixed rates as low as 6.99% with terms that work for you.
- Local Expertise- Serving members in Southeast Idaho and beyond, we understand the unique challenges and opportunities of buying land in this area—and we’re here to guide you every step of the way.
- Personalized Support- Our experienced loan officers are ready to help you navigate the land buying process, from pre-qualification to closing.
We make it easier than ever to secure the perfect plot of land for your future plans and endless new adventures.
Get StartedBeehive Land Loans - Dream It, Build It.
Thinking about buying land? Whether you’re dreaming of building a home or simply investing in raw land, Beehive Federal Credit Union offers flexible land loan options to help make it happen. Take advantage of:
- Competitive Rates- Enjoy fixed rates as low as 6.99% with terms that work for you.
- Local Expertise- Serving members in Southeast Idaho and beyond, we understand the unique challenges and opportunities of buying land in this area—and we’re here to guide you every step of the way.
- Personalized Support- Our experienced loan officers are ready to help you navigate the land buying process, from pre-qualification to closing.
We make it easier than ever to secure the perfect plot of land for your future plans and endless new adventures.
Get StartedBuilding with Beehive is easier than ever. With flexible options, we have the right loan for your needs!
Available Residential Building Lot Loans:
Build faster and pay it off sooner.
This 15-year fixed-rate loan is perfect for buyers who want to build equity quickly. With a stable interest rate and shorter term, you’ll enjoy predictable payments and long-term savings.
Best for:
- Buyers planning to build soon
- Those who want to pay off the loan faster
- Long-term planners who value interest savings
Flexibility for the future while keeping payments low.
Our 30/5 year balloon loan features a fixed interest rate and lower monthly payments, with a 5-year balloon term. It's a great choice if you plan to build or refinance within a few years. Lock in a great rate today and keep your options open for the future.
What is a balloon rate?
You enjoy lower monthly payments based on a 30-year plan, but you’ll need to pay off the remaining balance, refinance, or convert the loan at the end of 5 years.
Best for:
- Buyers planning to build or refinance within 5 years
- Buyers planning to build or refinance within 5 years Those who want lower monthly payments now
- Strategic planners seeking flexibility and affordability
Building with Beehive is easier than ever. With flexible options, we have the right loan for your needs!
Available Residential Building Lot Loans:
Build faster and pay it off sooner.
This 15-year fixed-rate loan is perfect for buyers who want to build equity quickly. With a stable interest rate and shorter term, you’ll enjoy predictable payments and long-term savings.
Best for:
- Buyers planning to build soon
- Those who want to pay off the loan faster
- Long-term planners who value interest savings
Flexibility for the future while keeping payments low.
Our 30/5 year balloon loan features a fixed interest rate and lower monthly payments, with a 5-year balloon term. It's a great choice if you plan to build or refinance within a few years. Lock in a great rate today and keep your options open for the future.
What is a balloon rate?
You enjoy lower monthly payments based on a 30-year plan, but you’ll need to pay off the remaining balance, refinance, or convert the loan at the end of 5 years.
Best for:
- Buyers planning to build or refinance within 5 years
- Buyers planning to build or refinance within 5 years Those who want lower monthly payments now
- Strategic planners seeking flexibility and affordability
Begin Your Application
You'll will need the following documents:
- Income & Assets
- Year-to-date paystubs
- 2 years federal tax returns
- 2 months bank statement
- Settlement statement on land purchase (Refinance Transactions Only)
- Purchase Agreement (if applicable)
Get Started Speak With An Expert
Begin Your Application
You'll will need the following documents:
- Income & Assets
- Year-to-date paystubs
- 2 years federal tax returns
- 2 months bank statement
- Settlement statement on land purchase (Refinance Transactions Only)
- Purchase Agreement (if applicable)
Get Started Speak With An Expert
Where Would You Like to Purchase Land?
Bannock County
Bear Lake County
Bingham County
Bonneville County
Canyon County
Caribou County
Cassia County
Franklin County
Fremont County
Gem County
Jefferson County
Madison County
Minidoka County
Owyhee County
Payette County
Teton County
Twin Falls County
Valley County
Land Loans FAQs
Answer some of your questions and get more information
- What can a land loan be used for?
- How many years is a land loan?
- Is it smart to buy land and build later?
Beehive’s land loans are perfect for:
- Securing acreage for recreational use or farming
- Buying a residential lot to build your dream home
- Purchasing land as a long-term investment
When the right piece of land comes along, don’t let financing hold you back—turn to your trusted partners at Beehive Federal Credit Union.
Not to be confused with the average 30-year home loan, a land loan tends to be 15 years to aid in purchasing land that can eventually be used for building a home.
The answer depends entirely on your goals. If you aren’t sure whether taking out a land loan to purchase land is the right decision for you, consult our experts at Beehive Federal Credit Union to help assess your current financials and find what works for your goals.
Land Loans FAQs
Answer some of your questions and get more information
- What can a land loan be used for?
- How many years is a land loan?
- Is it smart to buy land and build later?
Beehive’s land loans are perfect for:
- Securing acreage for recreational use or farming
- Buying a residential lot to build your dream home
- Purchasing land as a long-term investment
When the right piece of land comes along, don’t let financing hold you back—turn to your trusted partners at Beehive Federal Credit Union.
Not to be confused with the average 30-year home loan, a land loan tends to be 15 years to aid in purchasing land that can eventually be used for building a home.
The answer depends entirely on your goals. If you aren’t sure whether taking out a land loan to purchase land is the right decision for you, consult our experts at Beehive Federal Credit Union to help assess your current financials and find what works for your goals.