Business Loans

Commercial Real Estate Loan

Need a building for your business?

Beehive Federal Credit Union is ready to help. We offer competitive terms and specialize in making it a quick and easy process from start to finish. Our experienced commercial team is ready to help you finance your biggest, and perhaps most important purchase.


  • 10-year Loan Term
  • Up to 25-year Amortization
  • Up to 80% Loan-to-Value
  • 0.5% Loan Origination Fee
  • No Prepayment Penalties

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Commercial Construction Loan

Ready to build?

We offer a one-time closing for your construction and term-out loan. With in-house draws and no draw fees, we can help make the construction process as smooth as possible. Talk to one of our commercial lenders today to get started.

Construction Loan:

  • 12-month Loan Term
  • Interest Only Payments
  • 75% Loan-to-Value
  • 1% Loan Origination Fee

Contact Us

Term-out Loan:

  • 10-year Loan Term
  • 20-year Amortization
  • No Origination Fee
  • No Prepayment Penalty

Commercial Construction Loan

Ready to build?

We offer a one-time closing for your construction and term-out loan. With in-house draws and no draw fees, we can help make the construction process as smooth as possible. Talk to one of our commercial lenders today to get started.

Construction Loan:

  • 12-month Loan Term
  • Interest Only Payments
  • 75% Loan-to-Value
  • 1% Loan Origination Fee

Term-out Loan:

  • 10-year Loan Term
  • 20-year Amortization
  • No Origination Fee
  • No Prepayment Penalty

Contact Us

Equipment Loan

Keep your equipment up to par!

If you are needing to finance some equipment, Beehive Federal Credit Union is ready to help. We can offer financing on a variety of equipment to keep your business up to speed. Contact one of our commercial lenders today to help get you started.


  • 4 to 6 year Loan Terms
  • 75% Loan-to-Value on new equipment
  • 0.5% Loan Origination Fee
  • No Prepayment Penalties

Contact Us

Commercial Vehicle Loan

Time for a new vehicle?

We offer financing on all types of commercial vehicles. From semitrucks to delivery vans, we will help get the financing in place for the vehicle that best fit your needs. Contact one of our commercial lenders today to help get you started.


  • 4 to 6 year Loan Terms
  • 75% Loan-to-Value
  • 0.5% Loan Origination Fee
  • No Prepayment Penalties

Contact Us

Commercial Vehicle Loan

Time for a new vehicle?

We offer financing on all types of commercial vehicles. From semitrucks to delivery vans, we will help get the financing in place for the vehicle that best fit your needs. Contact one of our commercial lenders today to help get you started.


  • 4 to 6 year Loan Terms
  • 75% Loan-to-Value
  • 0.5% Loan Origination Fee
  • No Prepayment Penalties

Contact Us

Business Line of Credit

Experiencing a Cash Crunch?

Let us get you qualified for a business line of credit. If you’re feeling stretched financially to pay your expenses, we can help. Our lines of credit can be backed by AR, Inventory, Equipment, and even Real Estate!


  • Up to a 2 year term
  • Interest Only payments
  • 1% Loan Origination Fee, then only .25% fee upon renewal
  • No Prepayment Penalties

Contact Us

Contact Information

James Allen - Rexburg West Branch

Phone - (208)656-1000 ext 8702

Email - jallen@beehive.org

Brandon Pearson - Idaho Falls Branch

Phone - (208)656-1000 ext 8707

Email - bpearson@beehive.org

For complete account information, refer to the Membership Agreement & Disclosure Statement. You will also receive a copy when you open an account.

New to Beehive?