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Maximize Your Savings with Beehive’s High-Yield Money Market Accounts
Flexible, Secure Savings with No Monthly Fees
Why Choose Our Money Market Account?
Money Market Accounts (MMAs) are a type of deposit account that offers a wide range of benefits for those looking to build an emergency fund, save for a home or vacation, or simply grow their savings. With Beehive Federal Credit Union, our Money Market Accounts are safe and NCUA-insured, granting you peace of mind
Features:
- High Dividend Rates: Money Market Accounts offer competitive dividend rates that traditional savings accounts cannot match. Our tiered dividend rates ensure the more you save, the more you earn.
- Liquidity: Unlike share certificates, Money Market Accounts do not lock up funds. Enjoy easy access to your funds with unlimited monthly withdrawals.
- Safety and Security: Your deposits are federally insured up to $250,000 by the NCUA, ensuring your savings are protected.
- No Monthly Fees: Keep more of your money with no maintenance fees.
- Convenient Online Banking: Manage your account anytime, anywhere with our secure online and mobile banking.
Maximize Your Savings
Money Market Accounts For Short-Term Savings Goals
- Retirement Savings: Perfect for building a secure nest egg for retirement. It provides stability, higher returns, and easy access to funds for retirement planning.
- Emergency Fund: Accessible savings for unexpected expenses such as medical emergencies, major car repairs, or job loss. Keep your funds safe while earning high dividends.
- Future Big Expenses: Ideal for saving for significant future expenses like weddings, vacations, or home renovations. High dividend rates help you reach your savings goals faster.
- Tax Payments: Suitable for freelancers and independent contractors to set aside funds for taxes while earning dividends. Gain easy access to make required payments on time.
Be Prepared for Anything
Features:
- High Dividend Rates: Money Market Accounts offer competitive dividend rates that traditional savings accounts cannot match. Our tiered dividend rates ensure the more you save, the more you earn.
- Liquidity: Unlike share certificates, Money Market Accounts do not lock up funds. Enjoy easy access to your funds with unlimited monthly withdrawals.
- Safety and Security: Your deposits are federally insured up to $250,000 by the NCUA, ensuring your savings are protected.
- No Monthly Fees: Keep more of your money with no maintenance fees.
- Convenient Online Banking: Manage your account anytime, anywhere with our secure online and mobile banking.
Maximize Your Savings
Money Market Accounts For Short-Term Savings Goals
- Retirement Savings: Perfect for building a secure nest egg for retirement. It provides stability, higher returns, and easy access to funds for retirement planning.
- Emergency Fund: Accessible savings for unexpected expenses such as medical emergencies, major car repairs, or job loss. Keep your funds safe while earning high dividends.
- Future Big Expenses: Ideal for saving for significant future expenses like weddings, vacations, or home renovations. High dividend rates help you reach your savings goals faster.
- Tax Payments: Suitable for freelancers and independent contractors to set aside funds for taxes while earning dividends. Gain easy access to make required payments on time.
Be Prepared for Anything
How it Works
A Step-By-Step Guide
1. Open Your Account
Fill out a quick and easy online application.
2. Deposit Funds
Transfer money from another account or deposit a check into your MMA account.
3. Earn Dividends
Watch your savings grow with our competitive rates.
4. Access Your Money
Withdraw funds whenever you need them.
Savings Account FAQs
Answer some of your questions and get more information
- What is a Money Market Account?
- Can I open a Money Market Account
online? - How do I open a Money Market
Account? - Are there any fees associated with
the Money Market Account? - Is there a minimum balance
requirement? - How often can I withdraw money
from my Money Market Account? - Is my money safe in a Money Market
Account? - How do the dividend rates work?
A Money Market Account is a type of savings account that typically offers higher dividend rates than regular savings accounts, with the flexibility to access your funds as needed.
Yes, you can open a Money Market Account online in minutes or visit any of our branches for assistance.
Opening a Money Market Account is as simple as filling out an online application or visiting one of our branch locations to fill out an application in person.
No, Beehive Federal Credit Union has no monthly maintenance fees.
While there is no strict minimum balance requirement, due to our tiered rate structure, higher balances earn higher dividend rates.
Beehive’s Money Market Accounts have no withdrawal limits, allowing you to access your funds as often as needed.
Yes, the NCUA insures your savings up to $250,000, providing security and peace of mind.
The dividend rates are tiered, meaning higher balances earn higher rates. For example, balances over $1,000,000 earn a rate of 4.50%.
Savings Account FAQs
Answer some of your questions and get more information
- What is a Money Market
Account? - Can I open a Money Market
Account online? - How do I open a Money
Market Account? - Are there any fees associated
with the Money Market Account? - Is there a minimum balance
requirement? - How often can I withdraw
money from my Money
Market Account? - Is my money safe in a Money
Market Account? - How do the dividend rates
work?
A Money Market Account is a type of savings account that typically offers higher dividend rates than regular savings accounts, with the flexibility to access your funds as needed.
Yes, you can open a Money Market Account online in minutes or visit any of our branches for assistance.
Opening a Money Market Account is as simple as filling out an online application or visiting one of our branch locations to fill out an application in person.
No, Beehive Federal Credit Union has no monthly maintenance fees.
While there is no strict minimum balance requirement, due to our tiered rate structure, higher balances earn higher dividend rates.
Beehive’s Money Market Accounts have no withdrawal limits, allowing you to access your funds as often as needed.
Yes, the NCUA insures your savings up to $250,000, providing security and peace of mind.
The dividend rates are tiered, meaning higher balances earn higher rates. For example, balances over $1,000,000 earn a rate of 4.50%.