Get Pre-Approved
with Beehive

What is Mortgage

A mortgage pre-approval is an assessment of your financial situation, credit score, and other relevant factors to determine how much you can afford to borrow and the interest rate you may qualify for. The process is straightforward and quick, and it can save you time and money by providing you with a realistic budget before you start shopping for a home. With a pre-approval, you can confidently negotiate with sellers and real estate agents, knowing that you have the financial backing to make an offer on a home.

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Why Should I get Pre-Approved?

  • Pre-approval allows you to know how much you can afford and what your estimated interest rate could be.
  • Pre-approval increases your chance of the seller accepting your offer.

Get Started

Steps for Obtaining a Mortgage Pre-Approval

  • Complete an application by going to
  • Choose Loans at the top of the screen and click on the type of loan in the drop-down box.
  • Complete the application and hit submit. (It does not need to be perfect)
  • A loan officer will reach out to you for documentation and to pull credit.

What Not to Do During Your Mortgage Loan Process:

  • Don’t open any new lines of credit (ex. Credit cards, auto loans etc.)
  • Don't make any changes to your employment without consulting your loan officer first. (Such as switching between W2 and 1099 Employment.)
  • Don't stop paying your loan and credit card payments on time.

Learn More

Does Beehive do First-Time
Home Buyer Loans?

The Answer is Yes!

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